How does Part Exchange work with Cala? Well, it's a service that we provide, where we could purchase your existing property to allow you to move chain-free into your new home.

The main benefits are:

• You know that you have a cash buyer for your home and your move is not at risk of problems that come with the chain.

• Your legal completion dates will be the same, with no need for bridging loans or accommodation.

• Cost savings. You will not need to pay agent fees, Home Report or survey costs.

• Time savings. No chain means less chance of delay. Once your new home is finished, you will be able to move in more quickly.

Cala’s Part Exchange valuations are free and no-obligation, so it is easy to explore whether we can help you move.

Almost a third of our customers make use of our Part Exchange service. It gives you the certainty of a chain-free move and you won't have any estate agent fees. 

Find out just how much we could purchase your home for with the help of our Part Exchange house calculator. We take into account various aspects such as the value of your house, as well as estate agent services and advertising fees to estimate how much you could potentially save with our Part Exchange.

Do you accept homes in all parts of the UK?

Cala Homes and its sister company Legal & General Homes work together to offer new homes using Part Exchange across most areas of the UK.

However, each property is considered individually, so please speak to a Sales Consultant to find out whether we can offer Part Exchange on your property.

Can I use Part Exchange to downsize?

Usually, we do not offer Part Exchange if your existing property is valued at more than 70% of your chosen Cala home. If this is your situation, we may be able to offer our Assisted Move service, where we pay the marketing cost of your current property plus £1,000 toward your moving costs and work with your agent to help you with your sale.

In some cases, we can work with a trusted partner to arrange a third party Part Exchange. Speak to your Sales Consultant for more information.

Can Help to Buy be used with Part Exchange?

No. The government’s rules around Help to Buy mean that homebuilders cannot offer Help to Buy in conjunction with Part Exchange. For more information, go to Help to Buy England and Help to Buy Scotland.

Can you negotiate on a Part Exchange house valuation?

Every home buyer’s circumstances are different, but we are always happy to work with you to find a way to help you move home.

Can you Part Exchange a flat for a house?

We consider most property types, including flats. However, each Part Exchange property is considered individually, so please speak to a Sales Consultant to find out whether we can offer Part Exchange on your flat.

Do I pay stamp duty if I Part Exchange my house?

You will need to pay Stamp Duty on your new home, but we will cover the Stamp Duty on the property we purchase from you unless the property is a second home. Where the property is your second home, you may need to pay the Additional Dwelling Supplement.  

Do you get more money for Part Exchange?

We take pride in being transparent about our Part Exchange offers and in certain cases we can provide up to 100% of market value.

To determine a fair offer for your existing property, we commission up to three independent valuations based on achieving a sale in a six-week period. We will tell you how we have come to the Part Exchange value and there is no obligation to accept our offer.  

You will also benefit from the saving of not paying to market your existing property. Our Part Exchange calculator will help you see how much you could save.

If your planned move is more than four months in the future and you would like an opportunity to put your home on the open market, our Guaranteed Buyer service may be of interest. It is available only on selected properties.

Do you need a deposit when part exchanging your house?

Your lender will need a deposit if you are buying with a mortgage. The money you receive for your old property can form part of this deposit. If you need advice about funding a deposit, we can put you in touch with an Independent Financial Advisor.

Do I need to pay a reservation fee?

Yes, alongside your deposit, you will need to pay Cala a reservation fee. You will not need to pay to market your existing property.

Is Part Exchange on a house worth it?

Around a third of our customers move using Part Exchange. Some of them chose this because they lead busy lives and having a chain free move offers time savings as well as cost savings. Others have experienced the stress of a collapsed chain and don’t want to risk this happening again.

After years of offering the Part Exchange service, we have a lot of positive customer feedback, some of which is below:

“We had originally sold our home in Stratford-upon-Avon last year, but on the day of exchange our buyers pulled out. We started our house hunt again, keen to move out of our old home which we had begun to fall out of love with.

At Priors Crescent we were made aware of Cala’s Part Exchange service and were eager to make the most of the opportunity, to prevent the potential disappointment of another collapsed chain. The process was stress-free and we had the peace of mind all along that the sale would go through.”